I have been having a few problems with my job that I am at reduced work hours. This means my debt has been climbing. Inconsistent rental income doesn't help either.
Currently my debt is at $22,000 again. I tried to say no to cash advance on my credit cards but I really didn't want to borrow money from family members. This entire situation is the most stressful situation I have been in.
I will change the debt bar again. I hope to pay down about $1,800 before the end of August but I feel as if I need to rebuild my emergecy fund up first since I'm pretty sure something else may go wrong (job layoff/health problems) and I'd be increasing debt even more. If I pay down $1,800 by the end of August, it would be to get rid of one of the credit card balances. Yes, currently, I have five credit card balances. I was doing so well before!! It's shameful.
Build an Emergency fund or pay extra toward Debt beyond the stupid minimum payments I'm making to five different credit cards?
Decisions. Decisions!
