Happy Holidays! Happy New Year (soon) too!
Although it has been an up and down year for me, I can't help feeling optimistic about 2014 since hopefully, s.o will have a better paying job and get back into school again if he is able to find a night shift position.
I'm still making regular payments on my consolidated loan that I used to pay off debt. It is currently on a 5-year plan with 4.25% so, hopefully, by the end of 2014, I will have the entire amount $14,000 saved up to pay off the loan early.
I am currently finding a tenant for my condo so hopefully, in 2014, I will have some extra money to put towards savings for the loan payoff.
Cheers to a great 2014!
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